당장 급전이 필요할 때 다음 월급날을 담보로 빌리는 페이데이 론은 이자율(APR)이 연 400%를 훌쩍 넘는 약탈적 대출(Predatory Lending)입니다.
한 번 빌리기 시작하면 다음 월급의 대부분을 빚을 갚는 데 써야 하므로 또 대출을 받아야 하는 끔찍한 악순환에 빠집니다. 급전이 필요하다면 페이데이 론을 받기 전에 신용조합(Credit Union)의 소액 대출(PALs)이나 비영리 단체의 긴급 지원 프로그램을 먼저 알아보십시오.
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