Your credit score is the backbone of your financial life in the U.S. You should monitor it regularly for errors or signs of identity theft. Never share your Social Security Number (SSN) over the phone or email, and always be wary of phishing scams.
If you suspect your identity has been stolen, immediately contact the three major credit bureaus (Equifax, Experian, TransUnion) to request a "Credit Freeze." You must also report the theft to federal authorities to stop further damage.
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