❓ How to Rent an Apartment in the US as a Korean Immigrant

Renting your first apartment in the United States can feel overwhelming, especially without a U.S. credit history. Here is what you need to know.

1. What Landlords Typically Require

• Credit Check: Most landlords run a credit check. If you have no U.S. credit history, offer a larger security deposit (1–2 extra months) or a co-signer.
• Proof of Income: Pay stubs, offer letters, or bank statements showing 2–3x the monthly rent.
• Photo ID: Passport or driver's license.
• References: Previous landlord contacts or employer references.

2. Types of Rental Agreements

• Month-to-month: Flexible, but rent can be raised with 30 days' notice.
• Fixed-term lease (12 months): More stable rent, but early termination fees apply.

3. Key Things to Check Before Signing

• Who pays for utilities (water, gas, electricity, trash)?
• Pet policy and fees
• Parking included or extra cost?
• Early termination clause
• Lease renewal terms

4. Security Deposit Rules

Every state has different laws. In California, the maximum is 2 months' rent. The landlord must return your deposit within 21 days of move-out with an itemized list of deductions.

5. Renter's Insurance

Always get renter's insurance (~0–20/month). It covers theft, fire, and liability. Many landlords now require it.

Tip: Take photos of every room on move-in day and email them to your landlord as a record. This protects your deposit when you move out.